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Merrill Capital · Utah Off-Market Deals & Private Capital

Built for Investors
Who Move Fast

Access off-market deal flow, flexible funding, and a capital partnership with Merrill Capital — the investment company of Keaton Merrill, a licensed Utah real estate agent and investor. Utah home base, Texas expanding, off-market first.

Buyers List Active Deals DSCR Funding Partner With Us
Deal Flow

Join the Buyers List

Get first access to off-market properties in Utah, Texas, and select markets before they hit any public marketplace. We source wholesale assignments, JV opportunities, and creative finance deals — and our list gets them first.

01
Wholesale Assignments
Discounted SFR and multifamily with equity built in at acquisition. Close fast, no retail markup.
02
JV Deals
We bring the deal, you bring the capital. Joint ventures with defined splits and clear exit strategies.
03
Creative Finance
Subject-to, seller finance, and novation deals structured for maximum cash flow and minimal cash in.
04
RV Parks & Multifamily
Niche asset classes with strong demand and limited institutional competition.
  • First access before deals go to the general market
  • Utah home base, expanding into Texas — select Florida deals where the structure is right
  • Deal summaries sent direct to your inbox — no noise, no spam
  • All deal types: SFR, multifamily, RV parks, land
  • Deals at all price points — from $80K assignments to $1M+ multifamily
  • Buyers who close consistently get priority access
Join the Buyers List
Tell us what you're buying. We'll match deals to your criteria.

We don't spam. Deals only. Unsubscribe anytime.

You're on the list.

We'll be in touch when deals matching your criteria hit the pipeline. Questions? Call us at 435.375.4893.

Live Pipeline

Already on the list? See what's active.

Four off-market deals under contract right now — SFR, subject-to, furnished STR, and a 45-unit multifamily portfolio. Full addresses and numbers unlock with one form.

View Active Deals
Capital Access

DSCR Funding

Qualify based on the property's income — not yours. Whether you need a small bridge or a larger institutional loan, we have capital solutions for both.

Direct Capital · Merrill Capital
In-House Lending
$25K – $150K
For smaller acquisitions, bridge positions, and creative finance scenarios where speed matters more than rate. We deploy from our own capital — decisions in 24–48 hours, no committee.
Decision Speed24–48 hrs
Deal TypesSFR · Bridge · Creative
QualificationProperty income-based
Repairs RequiredNo
Network Capital · Operator Network
Operator Lender Network
$150K – $2M+
For larger acquisitions, we tap our private network of capital partners — experienced operators and lenders who fund DSCR deals across our markets and beyond with competitive terms.
Decision Speed3–7 business days
Deal TypesSFR · MFR · RV Parks
QualificationDSCR 1.1x minimum
GeographyUtah + national
  • No personal income verification — qualify on property cash flow
  • LLCs and entities welcome — no personal guarantee required on network deals
  • No seasoning requirements on most deals
  • Cash-out refinance available on stabilized assets
  • Short-term bridge and long-term 30-year options
  • Works alongside creative finance structures
Ready to Get Funded?
Submit your deal through our lending partner. Takes less than 5 minutes and gets you to a decision fast.
Apply for DSCR Funding

You'll be directed to our lending partner's secure application. Questions first? Call us at 435.375.4893.

Want to Fund It Yourself?
DSCR Direct Academy teaches investors how to pull their own DSCR loans direct to lenders, no broker, no markup. Students save an average of $8,000 per deal.
Explore DSCR Direct Academy

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Partnership

Partner With Us

Merrill Capital is actively growing its network of capital partners, acquisition partners, and joint venture collaborators. If you bring capital, deal flow, or execution — there's a place for you here.

Capital Partner
Deploy your capital into vetted real estate deals in Utah, Texas, and select markets where the deal makes sense. We source, structure, and manage — you earn preferred returns.
  • Preferred return structure on deployed capital
  • First lien position on secured deals
  • Full deal transparency and reporting
  • Short-term and long-term options available
Acquisition Partner
Got eyes on the ground? Bird dogs and acquisition reps who bring us deals that close get paid well and fast.
  • Referral fees on closed assignments
  • JV splits on deals you co-source
  • No license required for referrals
  • Fast payment at closing
Joint Venture
Bring a deal, bring capital, or bring execution. We structure clean JVs with clearly defined roles, splits, and exits.
  • Negotiated equity splits
  • Defined roles and responsibilities
  • Operating agreements on every deal
  • Flip, hold, or wholesale exit options
  • Utah home base, expanding into Texas — select Florida deals where the structure is right
  • Active acquisition pipeline — we're not waiting for deals, we're generating them
  • Creative finance expertise — sub-to, seller finance, novation, wraps
  • Operated by a licensed Utah real estate agent — every transaction discloses in writing whether Merrill Capital is acting as a principal buyer or Keaton Merrill is acting as an agent
  • Clear communication, defined timelines, no surprises at the table
  • Long-term relationship focus — not a one-deal shop
Let's Talk
Tell us how you want to work together. We'll schedule a call within 1 business day.

No commitment. Just a conversation.

We'll be in touch.

Expect a call within 1 business day. We're looking forward to the conversation. Questions? Reach us at 435.375.4893.

Let's Build

Ready to put
capital to work?

Join the buyers list, explore lending, or open a capital partnership. Tell us how you want to participate and we'll take it from there.

Partner With Us Call 435.375.4893
Frequently Asked Questions

Investor questions, answered

What is a wholesale real estate assignment?

A wholesale assignment is when an investor puts a property under contract and assigns that contract to another buyer for a fee. Merrill Capital's buyers list gets first access to off-market deals, and buyers should always complete their own due diligence on every property.

What is subject-to financing?

Subject-to means a buyer takes title to a property subject to the seller's existing mortgage, which stays in place while the buyer makes the payments. It can help sellers who owe more than a cash sale would cover and buyers who want favorable existing terms, but the lender's due-on-sale clause is a real consideration, so these deals should be structured with an attorney or title company.

What is a DSCR loan?

A DSCR (debt service coverage ratio) loan qualifies an investment property based on its rental income relative to its debt payments rather than the borrower's personal income. Terms and availability vary by lender and by state.

How do private capital partnerships with Merrill Capital work?

Capital arrangements are private and structured deal by deal, for example as JV equity, a preferred return, or gap and bridge lending, and may be limited to accredited investors. Merrill Capital does not offer publicly registered securities, and nothing on this site is an offer to sell or a solicitation to buy any security.

What markets does Merrill Capital invest in?

Utah is home base across Washington County (including St. George), Salt Lake County, Utah County, Davis County, and Weber County. Merrill Capital is expanding into Texas for investment acquisitions and partnerships, with select deals in Florida where the structure and basis are right.